• Right time to shop? Some people like to have their shopping done early in the season, while others seem to thrive on the holiday atmosphere. Both can offer advantages.
• Early shoppers may have more to choose from, but late shoppers may be able to take advantage or early sales or price reductions.
• Plan now for next year. If you have storage space and the funds available, take advantage of holiday sales to purchase decorations, gift wrap, cards and perhaps even some gifts for next year.