Weatherford Democrat

Columns

June 9, 2013

Keeping Your Money Safe over the Phone

By KATHY SMITH

Many people have been following unsafe practices and don’t even realize it. Are you one of them?

• 55% of all people have shared their mobile or tablet PIN with others.

• More than one in ten people use the same PIN across multiple devices and accounts.

• 15% of people store password details on their phone.

While many there are many security measures are in place to provide safety of digital transaction, online and mobile consumers may still face privacy risk. An open Wi-Fi connection, a lost phone, or an accidentally revealed password is just a few ways that your information can get out without your permission. Fortunately there are some tips and tools to help you make safe and secure transactions online and on the go. These tips come from Your Digital Dolls; Safety and Privacy in Online and Mobile Transactions.

• Avoid shopping or banking in public Wi-Fi hotspots. If you must use public Wi-Fi, make sure you are at a secure site, disable file sharing and use a virtual private network such as Private WiFi to protect your identity.

• Use a digital wallet. Your bank or payment processor may offer digital wallet service to allow you to make purchase online without having to enter credit card numbers of other payment information.

• Delete old banking and transaction text message. Old messages that contain account balance or other private information should be deleted from your phone.

• Check website security. Verify that https:// (not just http://)  is the browser’s address bar. All legitimate finance and retail websites use the Secure Sockets Layer encryption to make it safe to bank or pay online.

• At home, lock your wireless network. Leaving your wireless network “unlocked” means that anyone within range of your Wi-Fi signal can access it and possibly capture the data you send and receive on an unencrypted site.  To secure your wireless network, password-protect your router.

Protect yourself by taking the precautions to keep your identity and dollar safe. 

u

Kathy Smith is a Texas A&M AgriLife Extension Service agent for Parker County. Contact her at (817) 598-6168 or kl-smith@tamu.edu.

 

1
Text Only
Columns
  • larry jones cropped:color NOW HEAR THIS: Old dogs and old men

    For most of us, our pets give us great joy and provide wonderful companionship.  This is especially true during the time of our youth and also during our golden years.  During these seasons of life we have more time to bond with our 4-legged friends than during the prime years when we were so desperately trying to make our mark on the world.  With this wonderful gift of love from our pets, there is a down side.  We live longer than they do, and it is hard to face losing them.  Down on the “pore farm” in the not too distant future, I will face this inevitable fact.

    June 21, 2014 1 Photo

  • larry jones cropped:color NOW HEAR THIS: Recalling memories of long ago

    Years ago, I had a good friend in the Navy, who was actually my immediate superior in the chain of command, whose comment made an enduring impression on me.  He looked up from his desk one day, and said, “Larry, (he always called me Larry, even though my first name was Lieutenant Commander at the time) we have one of the best jobs in the world.”  And how is that, I thought to myself?  He went on to explain that we were paid fairly good salaries to fly around in shiny airplanes and visit exciting parts of the world.  We were given a title (just like royalty), wore nicely tailored uniforms, and hung around with some of the most impressive young men and women in the nation.  Danny loved his job.  He went on to retire as the Chief of Naval Personnel, a Vice-Admiral.

    June 14, 2014 1 Photo

  • 0912 one bday wm j kelly 2013 mug.jpg KELLY: What do you think?

    Little League Baseball: This is one of the most successful programs for young people, both normal and handicapped. All of the people involved in this program are volunteers, and they do wonderful work in developing character and teamwork in children.

    June 12, 2014 1 Photo

  • larry jones cropped:color NOW HEAR THIS: Caring for those who have borne the battle

    With all the recent controversy surrounding the healthcare provided to our veterans by the Department of Veterans Affairs, I can’t resist the opportunity to weigh in with a few thoughts of my own. Over the past month or so, especially the past couple of weeks, it seems that everyone and his/her dog has pointed out facets of a very flawed and disgraceful system charged with providing care for those who served in uniform to protect and defend our nation. In each commentary, everyone concurs that our veterans deserve better. 

    June 8, 2014 1 Photo

  • larry jones cropped:color NOW HEAR THIS: A possibly terminal case of the crud

    I’ve heard several women during my lifetime make snide comments about what a bunch of crybabies we big tough men become when we’re sick.  Maybe, it’s because the bigger you are, the sicker you become.  One thing I know with absolute certainty is that at this very moment in time as I pound away on my keyboard, I am sicker than a dog with what may be my last case of the crud.  Not unlike all the other really rotten bad colds I’ve had in the past, I don’t see how I can possibly survive this one.

    May 31, 2014 1 Photo

  • 0912 one bday wm j kelly 2013 mug.jpg KELLY: What do you think?

    We read a lot about the alleged long delays in getting an appointment for treatment at the VA hospitals, some delays so long that the patient dies before obtaining one. I cannot think of anything more stupid by a family than to let a loved one die because they could not get an appointment for free care at the VA.

    May 29, 2014 1 Photo

  • larry jones cropped:color NOW HEAR THIS: Remembering our fallen comrades

    Each year in observation of Memorial Day, I clumsily search for fitting words to honor the sacrifice made by so many of our nation’s finest young men and women who made the ultimate sacrifice to protect our freedoms and our way of life.  Each year I fail miserably to achieve the desired result.  No combination of words or phrases in any language by even the most highly acclaimed author could adequately honor those who, in the words of Abraham Lincoln at Gettysburg, “…gave the last full measure of devotion.”

    May 24, 2014 1 Photo

  • PASTOR POPHIN: Remembering on Memorial Day

    You remember the dates: July 4, 1776; April 12, 1861; June 28, 1914; December 7, 1941; June 25, 1950; somewhere between 1955 and 1959; and Sept. 11, 2001. These are all significant dates. If you don’t know what they mean, look them up.

    May 24, 2014

  • larry jones cropped:color NOW HEAR THIS: Rain for the just and the unjust

    Most of us plod along through life doing the best we can, but very few of us ever become really good at anything. Rarely do we achieve world class status, but my mother checked this box with her iced tea making skills. In my early years, there was never anything as good as coming in from the field hot and sweaty, sitting down at the dinner table (at noon), and having my first glass of cold iced tea. The first glass was always the best. The primary secret to my mother’s wonderful iced tea was the fact she used rain water from our cistern, rather than the hard well water. She also insisted on using only Lipton’s tea — none of that “off brand” stuff would do.  

    May 18, 2014 1 Photo

  • william kelly.jpg KELLY: What do you think?

    On April 27, 2014, two popes were made saints. This happening was unusual because the Catholic Church has two living popes, one retired and one the present head of the Church. 

    May 15, 2014 1 Photo

Must Read
Top News
House Ads
AP Video
Renewed Violence Taking Toll on Gaza Residents 2 Americans Detained in North Korea Seek Help US Employers Add 209K Jobs, Rate 6.2 Pct House GOP Optimistic About New Border Bill Gaza Truce Unravels; Israel, Hamas Trade Blame Raw: Tunisia Closes Borders With Libya Four Rescued From Crashed Plane Couple Channel Grief Into Soldiers' Retreat WWI Aviation Still Alive at Aerodrome in NY Raw: Rescuers at Taiwan Explosion Scene Raw: Woman Who Faced Death Over Faith in N.H. Clinton Before 9-11: Could Have Killed Bin Laden Netanyahu Vows to Destroy Hamas Tunnels Obama Slams Republicans Over Lawsuit House Leaders Trade Blame for Inaction