Weatherford Democrat

Extension News

August 18, 2013

EXTENSION NEWS: Financial tips for college students

(Continued)

• Watch the cell phone use. Do you really know what your plan is costing? Text-messaging can increase your costs, so be sure to select a plan that meets your needs and your budget. If you are having regular phone service connected, remember that it is not required for you to sign up for a long-distance service. You could use a phone card instead. Comparison shop for the lowest per-minute phone card cost.

• Staying connected. In college, computer “connectivity” is important. If you are living in a dormitory, high-speed internet may be included in your total cost. If you live off-campus, consider your options; some apartment complexes may offer wireless or high-speed connections.

• Buy used text books if they fit your textbook requirements. Sell them at the end of the semester if you do not care to keep them for reference or to build a professional library.

• Get information from your financial aid office even if you do not have a student loan. The offices usually stock information on budgeting, economizing, and managing credit.

• Pay your credit card in full every month. Don’t charge everything. Set rules for yourself. People who use their credit card for “everything” tend to spend more money and often it is money that they do not have.

• Be wary of credit card solicitations. You only need one credit card. Some will give you gifts or other premiums. Too much open credit damages your credit history. Comparison shop for a credit card if you don’t presently have one. They are not all the same. Look for a low APR, no annual fees and low/no extra fees and charges. Pay special attention to how your interest rate will change if you are late in making a payment. Pay credit card bills on time in order to avoid late fees – paying online may speed up payments.

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    Pregnancy is an exciting yet critical time in a woman’s life. Because the mother’s health has direct effects on the health of her baby, there is a lot to be concerned with. Along with nutrition comes the importance of food safety during pregnancy. Pregnant women are at increased risk for foodborne illnesses because of the hormonal changes that occur. While these changes are necessary for survival of the fetus, they also suppress the immune system.

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    July is National Picnic Month.

    July 5, 2014 1 Photo

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    Summer is in full swing and many, with the 4th of July approaching, will be outdoors enjoying the lake, pool or just time with friends. With the exception of the past week or so, daily temperatures are getting warmer and soon that Texas heat will reach 100 degrees. Take precautions and keep from getting too much sun. The sun also has UV rays which can be harmful to the skin. 

    June 28, 2014 1 Photo

  • Kathy smith mug.jpg EXTENSION NEWS: Eating the rainbow with fruits and vegetables

    There are many things we can do that lead to a healthier lifestyle. One important component is meeting our body’s nutrient needs by eating the right foods in the right amounts, which includes our intake of fruits and vegetables. Eating fruits and vegetables benefits our body by providing nutrients that maintain healthy and may reduce the risk of developing a chronic disease.

    June 21, 2014 1 Photo

  • Kathy smith mug.jpg EXTENSION NEWS: Think safety when grilling

    No one really wants to think about food poisoning when they are enjoying the outdoors and grilling food. But food safety is just as important when you are grilling outdoors as when you are in your kitchen. 

    June 14, 2014 1 Photo

  • Kathy smith mug.jpg EXTENSION NEWS: The essentials of water

    What is odorless, tasteless and has no calories, but is something we need everyday? Water.

    June 8, 2014 1 Photo

  • Kathy smith mug.jpg EXTENSION NEWS: Some carbohydrate choices are better than others

    For many people, cutting and reducing the amount of carbohydrates is necessary because of having diabetes, being pre-diabetes or having high triglycerides. When you look at the nutrition facts labels on many of your favorite foods, you may be surprised how many carbs they have and wonder how you can fit your favorite foods into a lower-carb diet.

    May 31, 2014 1 Photo

  • Kathy smith mug.jpg EXTENSION NEWS: Helping your children build self-esteem

    Self-esteem can be important in order to be happy and successful in life. A person who has talents that help them achieve, yet lacks self-esteem, can become a major road block in being successful in a relationship, job and almost everything.

    May 18, 2014 1 Photo

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