Know what blocks you
Fully grasp what blocks your progress. Think of ways to clear the hurdles. If it’s lack of time, then your short-term goal can be to manage your time better so it’s no longer an issue. If it’s lack of money, then your goal can be to start saving. Frugality can help with that. If it’s fear, it’s time to confront what frightens you. The important part is planning for roadblocks that can get in the way — whether they are put there by yourself or others.
Believe in your dream. Picture it in your mind. Express your commitment to your promise. You really have to want it and choose it to achieve it. Start by making small promises on a regular basis to gain confidence.
Create a deadline
Equally important as getting started is setting a deadline for your goal. This will prevent procrastination and will help you stay committed. If you think it’s going to take years, then set up mini-objectives and deadlines. Reward yourself when you hit milestones. Be determined and regularly make the time to work toward your goal. No one said it would be easy, but take the words “I can’t” out of the picture. Replace them with “I promise to,” and be specific.
Check on your progress and be prepared for compromise or changes. You might decide you need more or less time, or that you need to change direction. You owe it to yourself to try to fulfill the promise you intended to keep when you made it. Are you ready? Pay off that debt!
Sara Noel is the owner of Frugal Village (www.frugalvillage.com), a Web site that offers practical, money-saving strategies for everyday living. To send tips, comments or questions, write to Sara Noel, c/o United Media, 200 Madison Ave., 4th Floor, New York, NY 10016, or e-mail email@example.com.