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November 17, 2013

EXTENSION NEWS: Planning ahead can keep Santa out of debt


There are many ways to cut down on holiday gift lists. Start ahead of time by telling people that you are trying to save money this holiday season, they may be more forgiving for not receiving a gift from you.

Try creative gift ideas such as homemade presents such a recipe box of typed recipes or a scrapbook of memories. Other ideas are to create a memory together as a group or family.

Instead of giving gifts, do something fun together, such as taking the family to the theater or going on a short vacation together.

Gifts that can be enjoyed by the whole family also cut down on the number of presents. For example a family with several children might buy a DVD player or stereo system which everyone can enjoy. While this gift can be costly, it may end up being cheaper that buying smaller gifts for everyone.

Giving a charitable contribution in someone’s name is a way to take care of two obligations at once, because it gives a gift to a loved one, while still giving to the charity.

Shop at stores on major sale days to save money. Even if it means fighting crowds.

Begin shopping on the Internet. This can often save money and involve the temptations to buy more than you have planning.

Draw names among family members or coworkers can often help cut down on the number of people for whom you must buy gifts.

Source: Clemson University

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