Weatherford Democrat

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February 14, 2014

City’s insurance ratings could lower rates, officials say

On a scale of 10, ISO rating gives Weatherford 4 on commercial and 5 on residential properties


“Getting the ISO rating helps us stay on a straight line,” Law said.

The ISO is an insurer-supported organization with the primary mission of providing advisory insurance underwriting and rating information to insurers. The insurers may use the Building Code Effectiveness Grading Classification recently developed for communities as a basis for how the credits are used. The ISO program will apply credits to new construction within Weatherford that has been issued a certificate of occupancy in the year 2014 and forward.

In a prepared statement, Fire Marshal Bob Hopkins reiterated how hard scores of one are to achieve.

“There are only 14 fire departments with a one rating in the state of Texas,” Hopkins said. “These ratings are figured utilizing different variables within a city and are heavily rated by the size of paid fire department, water supply (hydrants), firefighter training, fire prevention and building codes. The updated codes will hopefully assist in moving that rating to at least a two in the next ISO evaluation.”

Law said ISO evaluations are normally given every five years to allow entities to be up to date with building codes, but admits those can be flexible.

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