• Avoid identity fraud by being careful with your personal financial records and numbers. Avoid losing your personal belongings. Keep vital information away from prying eyes. Get a free copy of your credit report at the official website, www.annualcreditreport.com. Beware of imposter websites when requesting a copy of your credit report.
• Avoid wracking up extra costs needlessly. Library late fines cost money. Traffic violations and parking tickets cost money, too, and damage your record. Remember that hourly and daily fees to park in some convenient campus facilities cost much more than contract parking or other available student parking. Plan for the extra time it may take to save on parking. Or use bus service if it is available.
• Weigh the costs and benefits of employment while you are going to school. Working more hours may provide more money but can increase the number of years (and the cost) of going to school. On the other hand, working can provide you with valuable experience related to your interests, major or future profession.
Source: Texas A&M AgriLife Extension Service.