When questioned by AMAC about these staggering increases, the spokesman for Humana, Mitchell Lubitz, said the rate increases vary by the individual and reflect “the costs necessary to bring a plan into compliance with the Affordable Care Act. Right now, all of our policies are ACA-compliant (i.e. – they all include 100 percent coverage of preventative services and contraceptive coverage), but ACA requires additional essential health benefits beginning on Jan. 1, 2014. Essential health benefits, which are divided into 10 categories, are mandated for individual and small group health plans in 2014. Based on the health reform law, costs must be spread over all ages and genders, and the rates in 2014 reflect the expected costs of those services.”
So it does not matter what you or your family may need for health-care coverage, the ACA makes you pay for someone else’s contraception and God knows what else is buried in the law! Humana did not say how many rate increase letters were sent to policyholders across the country, but said that 6,000 such notifications were sent to clients in the state of Kentucky alone. Humana, which is headquartered in Louisville, is one of the nation’s largest health insurance providers with more than 11 million customers nationwide so I’m sure they know what they are talking about.
In fact the CEO Bruce Broussard recently told reporters: “I think the communication of the reform act has been around the expansion of the coverage. But I do not see a real, large conversation around what the impact is going to be on the public. A significant and dramatic impact on the pocket books of anyone who purchases health insurance is just over the horizon.”
Lon Williams, Weatherford
Appalled by writer’s letter
In response to Dennis Tilly’s Aug. 30 letter (“Obamacare is good for the nation,”) in the Weatherford Democrat, I am appalled.